Standard Loan
- Borrow up to 3 times of members general savings.
- Maximum amount is E300 000.00
- Maximum period is 120 months.
- Interest is on a reducing balance.
Personal Loan
- Borrow Up to 3/4 of the members general savings.
- Maximum amount is E60 000.00 (subject to members savings)
- Maximum period is 18 months.
- Interest is on a reducing balance.
Short Loan
- Maximum amount is E5 000.00
- Maximum period is 5 months.
- Interest is on a reducing balance
School Fees Loan
- Borrow up to 2 times of members savings.
- Maximum amount subject to members savings.
- Maximum period is 12 months.
- Interest is on a reducing balance.
Special Loan
- Mainly for Title deed and immovable property
- Maximum amount is E500 000.00
- Maximum period is 15 years.
- Interest is on a reducing balance.
Hybrid Loan
- Requires property (title deed) as collateral/ security.
- Maximum amount is 90% of the value of property.
- Maximum period is 10 years.
- Interest is on a reducing balance.
Car Loan
- Requires the car as collateral/security.
- Maximum amount is E350 000.00
- Maximum repayment period determined by the vehicle year of manufacture not exceeding 60 months.
- Interest is on a reducing balance.
Helpline Loan
- Maximum amount is E20 000.00
- Maximum period is 12 months.
- Interest is on a reducing balance.
Business Loan
- Maximum amount is E200 000.00
- Maximum period is 60 months.
- On repayment 50% of the installment is from the business.
- Interest is on a reducing balance.
Consolidation Loan
- Maximum amount is E200 000.00
- Maximum period is 84 months.
- Interest is 1.375% per month on a reducing balance.
- Settlement fee shall be charged at 3.5%.